Your operation is
your credit history.
Lenders turn restaurants away because they cannot read their cash flow. Redy already reads it — every order, every day. After 90 days selling on Redy we estimate your annual run rate and show you which financing options your real numbers reach.
Redy is not a lender. Financing is provided by SmallBusinessLoans, North's financing partner, who evaluates and decides independently.
Redy Capital
74
/ 90
Your estimate is on its way.
The counter starts with your first sale.
You already did the hard part.
You ran the restaurant. The paperwork a lender needs is the part we can take off your hands.
You sell. We measure.
Every paid order counts. No forms, no spreadsheets, nothing extra to do — the counter starts on its own with your first sale.
At 90 days, we estimate.
A full quarter is what a lender asks for in bank statements. With it we project your annual run rate and show which of the five options your numbers reach — and which they do not.
We email you the link.
Not to the counter tablet. The application asks for your Social Security number, your EIN and your bank details — that belongs on your personal phone, not on the device your staff uses all day.
Five doors. We tell you which ones open.
Working capital
Cover a cash gap, make payroll, buy inventory before a busy season.
Funding
24–72 hours
Term
3 to 24 months
Range
$3K—$600K
Term loan
Remodel, open a second location, buy your space.
Funding
1 to 3 days
Term
1 to 7 years
Range
$5K—$750K
Line of credit
Money on standby you draw only when you need it. For uneven months.
Funding
1 to 3 days
Term
6 to 24 months
Range
$5K—$500K
Equipment financing
Ovens, walk-ins, hoods, delivery vehicles.
Funding
3 to 5 days
Term
2 to 5 years
Range
$5K—$1M
SBA loan
Backed by the Small Business Administration: the best terms, the longest process.
Funding
2 to 4 weeks
Term
5 to 10 years
Range
$50K—$500K
Amounts, terms and requirements are the ranges published by SmallBusinessLoans and are not an offer of credit. Every lender sets its own criteria and decides independently. Available in the United States only.
What this is. And what it isn't.
Everyone in this category promises easy money. We would rather tell you exactly where our part ends.
What Redy Capital is
- A read of your real sales, measured order by order.
- A filter that tells you which options your numbers reach before you apply.
- An introduction to SmallBusinessLoans, North's financing partner.
- Free for every Redy merchant, with no effect on your plan or your rates.
What it is not
- A loan from Redy. We do not lend money and never touch the funds.
- An approval. Meeting the sales minimum is not a credit decision.
- A quote. We do not set rates, terms or amounts, and we do not negotiate them.
- Advice. We will not tell you which product to take — that is between you and the lender.
How Redy gets paid: Redy receives a commission from SmallBusinessLoans when a referred merchant obtains financing. That does not change your terms, and it is why we will not recommend one product over another. The lender evaluates your personal credit history and your time in business, requests three months of bank statements and a signed application, and decides on its own.
Stop paying for
software you don't use
Join restaurants, food trucks, bars and clubs across the US keeping 100% of their sales.