All features
Dual pricing · The fee, redirected

The fee.
Now their fee.

The customer chooses cash or card. Card payers cover the processing cost, so it doesn't come out of your margin.

Your monthly card volume
$20,000
/month
$5,000$50,000+
A typical 2.6% card rate costs
−$338
Out of your bank, every month.
Out of your margin with Redy
$0
The card price covers it.
Card fees covered (estimate)
+$338
/month · $4,056/year
Start keeping it
Based on a 2.6% effective card rate and 65% card mix — your numbers may vary.
Side by side

The math, side by side.

The menu shows the card price. Pay cash and the receipt shows the discount. The customer picks.

If they pay cash
CASH
Birria Taco × 2$9.50
Agua Fresca$4.25
Elote Loco$5.75
Subtotal$19.50
Cash discount (4%)-$0.78
Total$18.72
Cash discount applied
If they pay card
CARD
Birria Taco × 2$9.50
Agua Fresca$4.25
Elote Loco$5.75
Total$19.50
Menu price — covers the processing cost

Card payers pay the menu price, which is designed to cover the processing cost. Cash payers get the discount. Example prices.

How it works

Simple model.
Check your state.

Redy uses the cash-discount model — the same idea many gas stations use. Redy shows the cash discount at checkout and on the receipt. Signage and disclosure rules vary by state and card network, and meeting them is up to you. Not sure what your state requires? Ask us or your payment processor.

Cash discount shown at checkout and on the receipt
Dual pricing, step by step
1
The menu shows the card price

Your listed prices are the card prices, designed to cover the processing cost.

2
Cash gets a discount

4% by default, shown as its own "Cash discount" line on the receipt.

3
Your signage, your responsibility

Rules vary by state and card network. You're responsible for the signage and disclosures your state requires — ask us or your payment processor if you're unsure.

Your default rate is set during payments onboarding; you can see it any time in Settings → Payments.

End of month

The line you look forward to.

R
Redy
Nov 1, 2026
Sales report · example
Example: your October summary
Your October numbers, from your sales report:
Card transactions1,247
Card volume$23,742.00
Covered by card pricing$617.24
Card fees covered$617.24
at a typical 2.6% card rate (example)
At this pace, that's about $7,406 a year that doesn't come out of your margin.
Illustrative example. Your real numbers live in your Redy reports.
12 months

Card fees vs Redy. All year.

An example year: what a typical 2.6% card rate takes out of your margin, month after month — and what comes out with Redy's dual pricing, where the card price covers it.

Typical 2.6% card fees
Out of your margin with Redy
$598
$612
$621
$605
$634
$671
$698
$712
$645
$617
$689
$754
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Card fees covered this year (example)
$7,856
At a typical 2.6% rate
$7,856
Every day you wait, card fees win.

Stop donating.
Start keeping.

Free POS software plan when you process payments with Redy. Dual pricing built in. North terminal ships to you. You're live in days after payments approval, not months.